Platform 02

Agency Banking Solutions

Bank services delivered through merchants, correspondents, retailers and MFIs — so customers can deposit, withdraw and pay where there is no branch.

Positioning
Extend the branch, without the branch.
Capabilities
30
Markets
India · Africa · Middle East · Asia Pacific

Vision

To help banks digitally extend their branch network through merchants, business correspondents, retailers, MFIs, and agents.

Value proposition

Instead of opening expensive branches, banks can acquire customers and deliver banking services through a secure digital agency banking platform.

What's included

30 capabilities.

Agent Management

  • Digital Agent Onboarding
  • KYC
  • Hierarchy Management
  • Territory Management

Customer Services

  • Cash Deposit
  • Cash Withdrawal
  • Domestic Remittance
  • Bill Payments
  • Merchant Payments
  • Account Opening
  • Loan Collections
  • Insurance Distribution
  • Government Benefit Distribution
  • Pension Payments

Merchant Services

  • QR Payments
  • Soundbox Integration
  • Settlement
  • Merchant Dashboard

Risk Management

  • Transaction Monitoring
  • Fraud Detection
  • Geo Tracking
  • Agent Limits
  • AML Monitoring
  • Real-Time Alerts

Management Dashboard

  • Live Transactions
  • Revenue
  • Agent Performance
  • Customer Analytics
  • Settlement Reports
  • Commission Engine

Target markets

India

  • Small Finance Banks
  • Cooperative Banks
  • NBFCs
  • Regional Rural Banks

Africa

  • Commercial Banks
  • Microfinance Banks
  • Digital Banks
  • Mobile Money Operators

Middle East

  • Islamic Banks
  • Money Exchange Companies
  • Digital Banks
  • Fintechs

Asia Pacific

  • Banks
  • Payment Companies
  • Rural Financial Institutions

What it changes

  • Expand banking reach without branches
  • Lower operating costs
  • Increase deposits
  • Improve financial inclusion
  • Generate new revenue streams
  • Launch in weeks instead of years

Commercial model

  • Enterprise License
  • Annual Maintenance Contract
  • Implementation Fees
  • Cloud Subscription
  • Professional Services
  • Custom Development

Next step

Tell us the market and the segment.

Talk to our experts

hello@nexarafintech.com · +91 9971886999