About

Infrastructure for the next billion banking relationships.

The objective, the standards, and the people behind every module we ship.

A small team working together in a bright meeting room

Objective

To bridge the gap between financial institutions and the last-mile customer — with infrastructure that is secure, compliant and genuinely operable.

We build in India and deploy wherever the same problem exists, configuring to each market's regulator and rails rather than exporting one template. Digital payments, financial inclusion, operational excellence and customer acquisition are the outcomes we are measured on.

Vision

To become the most trusted fintech infrastructure partner across emerging markets — through innovation, technology, governance and last-mile distribution.

Mission

  • 01Enable seamless digital payment ecosystems.
  • 02Accelerate financial inclusion using technology.
  • 03Build AI-driven financial service platforms.
  • 04Simplify banking operations through automation.
  • 05Strengthen governance and compliance for banks and fintechs.
  • 06Empower businesses with secure API-based financial infrastructure.
  • 07Connect banks, fintechs, enterprises and customers at scale.

The people accountable for it.

A team drawn from banking technology, payments operations and regulatory compliance.

Sanjay Rawat

Sanjay Rawat

Founder & CEO

Shantanu Upadhyay

Shantanu Upadhyay

Founder & COO

Where we have worked

Four regions, four rulebooks.

Regulators, rails and last-mile economics differ in every market. The platform is configured per region rather than exported from one.

  1. 01

    India

    Our home market, and where the platform is built. Agency banking networks, connected banking APIs and last-mile distribution for institutions serving semi-urban and rural customers.

    Small Finance Banks · Cooperative Banks · Regional Rural Banks · NBFCs

  2. 02

    Africa

    Agent-led banking and mobile money infrastructure for institutions extending reach beyond the branch footprint.

    Commercial Banks · Microfinance Banks · Digital Banks · Mobile Money Operators

  3. 03

    Middle East

    Remittance rails, digital onboarding, and agency banking for exchange houses and digital-first institutions.

    Islamic Banks · Money Exchange Companies · Digital Banks · Fintechs

  4. 04

    Asia Pacific

    Platform deployments for banks, payment companies, and rural financial institutions across Southeast Asia.

    Banks · Payment Companies · Rural Financial Institutions

Launching in a new market

Come and meet the team.

We are early, and we would rather talk to people building something than send a brochure. A call is usually the fastest way to find out if we fit.

Arrange a call

info@nexarafintech.com
+91 9971886999