Insights
Perspectives from the field.
Notes from building and operating banking infrastructure — regulatory shifts, design lessons, and what actually breaks at scale.
Regulatory · Jun 2026
What the RBI's revised BC guidelines mean for agency banking
A practical breakdown of the updated business correspondent framework and what banks need to change in their agent networks.
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Connected Banking · May 2026
Account aggregator adoption is plateauing — here's why
Consent flow friction and data-fetch latency are the two biggest blockers we see in AA integrations today.
Read the piecePayments · May 2026
Designing a payment switch that survives UPI's growth curve
Lessons from scaling switching infrastructure past a billion monthly transactions without a re-platform.
Read the pieceA question these don't answer?
Most of what we write starts as something an institution asked us. Send yours and we will answer it directly — and probably write it up afterwards.