Products
Two platforms, one integration.
Enterprise banking APIs and last-mile agency banking, sharing one compliance and settlement layer underneath.
- Platforms
- 2
- Capabilities
- 45
- Integration
- REST APIs on your core
What we build
Two platforms. One integration.
Platform 01
Connected Banking Platform
Banking infrastructure, as an API.
Enterprise APIs for payouts, collections, virtual accounts and reconciliation — so money moves without a separate build for every bank you work with.
- Payout APIs
- PayIn APIs
- Virtual Accounts
- Escrow Accounts
- Bulk Payments
- Vendor Payments
- Salary Processing
- Collections
- Account Validation
- Penny Drop Verification
Platform 02
Agency Banking Solutions
Extend the branch, without the branch.
Bank services delivered through merchants, correspondents, retailers and MFIs — so customers can deposit, withdraw and pay where there is no branch.
- Digital Agent Onboarding
- KYC
- Hierarchy Management
- Territory Management
- Cash Deposit
- Cash Withdrawal
- Domestic Remittance
- Bill Payments
- Merchant Payments
- Account Opening
What you can build
8 services,
one ledger.
Colour tracks the rail each service runs on — mint for connected banking, saffron for the agent network. Take one module or the whole stack.
Payout APIs
Disburse to bank accounts, UPI, and wallets at scale — vendor payments, salary processing, and bulk transfers through a single API.
Connected BankingCollections & PayIn
Collect at scale with PayIn APIs, virtual accounts, and escrow structures that keep customer funds correctly segregated.
Connected BankingAccount Verification
Validate beneficiaries before you pay them — account validation and penny-drop checks that cut failed transfers and fraud.
Connected BankingReconciliation & Settlement
A settlement engine and reconciliation layer with webhooks and dashboards, so finance closes the day without spreadsheets.
Connected BankingCash In / Cash Out
Cash deposit and withdrawal at agent points, extending branch-equivalent service into areas branch economics can't reach.
Agency BankingDomestic Remittance
Assisted money transfer through your agent network, with limits, monitoring, and audit trails applied per transaction.
Agency BankingBill Payments & Benefits
Utility bills, loan collections, insurance premiums, pension payouts, and government benefit distribution at the last mile.
Agency BankingMerchant Acceptance
QR payments, soundbox integration, and a merchant dashboard with settlement and commission handling built in.
Agency Banking45 capabilities · 2 platforms
Next step
Tell us the market and the segment.
hello@nexarafintech.com · +91 9971886999